PRESENTS
Learn how to create a budget that brings your vision to life
Simplifying Financial Wellness for Small Business Owners
What We Do
We Transform Business Finances Through the Cashflow Canvas Method.
The signature Cashflow Canvas approach breaks down complex financial management into eight essential building blocks, creating a clear pathway to financial stability and growth.
Start Your Journey To Financial Mastery
Start mapping your financial roadmap.
Download the free Cashflow Canvas Palette + Colour Key
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Equip yourself with everything you need to succeed.
Enroll in the Cashflow Canvas Online Course
2
Join a cohort to connect with like-minded founders who are on the same journey. Share insights, ask questions and learn together in a supportive environment.
Get Support
2
The Eight Building Blocks
The Cashflow Canvas is built around eight essential building blocks, each representing a critical component of your business's financial foundation.
Revenue Streams
The main ways your business earns money from selling products or services.
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Direct Costs
The specific costs tied directly to producing a product of delivering a service, like materials and labour.
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Price Points
The strategic decision on how much to charge for your products or services, based on costs, competition, and customer value.
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Assumptions
The expectations around customer buying behaviour and payment timing that impact when your business gets paid.
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Team + Personnel
The expenses related to hirting, salaries, and benefits for your team members.
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Space + Operating Costs
The expenses related to your business location, utilities, and day-to-day operational needs.
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Marketing + Sales
The investment in activities that drive customer acquisition and revenue growth.
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Other Costs
Miscellaneous expenses like loan repayments, contingency funds, and depreciation.
Our Impact
in Numbers
Facts & Figures
+11k
Over 11,000 entreprenuers in Canada have been helped by the Cashflow Canvas program
294 billion in annual revenue is generated from small businesses in Canada
294b
80%
80% success rate of SMB's who regularily monitor their cash flow
88% of Small Businesses consider cash flow management a priority
88%
Master Your Cashflow Today,
Secure Your Business for Tomorrow, Thrive With Confidence
The Cashflow Canvas is your financial North Star, guiding you along the Yellow Brick Road to the bank and beyond.
Unlike traditional budgeting tools, this innovative system helps you not just fill in numbers but truly understand and map them out.
With The Cashflow Canvas, you’ll gain clarity, control, and confidence to navigate your financials, so every dollar you earn plays a meaningful role in your success.
About The Cashflow Canvas
The Cashflow Canvas is a simple, one-page, founder-focused financial plan that provides a comprehensive view of your numbers and positions you for financial success.
In these interactive—and dare we say, fun!—learning styles, we’ll guide you in crafting a complete cashflow forecast. Step by step, you’ll turn your numbers into a work of art and your budget into a masterpiece
![Editable CFC FIN FACT SERIES 1 [1080 X 1080] (1)_edited (1).jpg](https://static.wixstatic.com/media/fa0b80_70d7f7c895ac49fdb4fcbe2dceeb46c2~mv2.jpg/v1/fill/w_980,h_743,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Editable%20CFC%20FIN%20FACT%20SERIES%201%20%5B1080%20X%201080%5D%20(1)_edited%20(1).jpg)
![Editable CFC FIN FACT SERIES 1 [1080 X 1080] (2)_edited.jpg](https://static.wixstatic.com/media/fa0b80_808fa25d4fd9461c9e9902b6913c00af~mv2.jpg/v1/crop/x_168,y_0,w_656,h_671/fill/w_656,h_671,al_c,q_85,enc_auto/Editable%20CFC%20FIN%20FACT%20SERIES%201%20%5B1080%20X%201080%5D%20(2)_edited.jpg)
About The Cashflow Canvas
We believe every Founder deserves to see the big picture and know how each brushstroke will impact the final result.
The Cashflow Canvas is a powerful tool that can help you take control of your finances and understand how every number impacts your bottom line and bank account.
With our one-page financial plan, you’ll be able to visualize your revenue streams, price points, and operating expenses like never before.
And that’s just the beginning.
The Technique
Cashflow Canvas Certified Coaches guide you through every step of the process. You’ll discover the art and the science of how to create a financial plan that works for your unique business needs.
You'll learn how to:
1. Identify your business’s core revenue streams and expenses.
2. Create a pricing strategy that maximizes your profits.
3. Develop a debt repayment plan that helps you achieve financial freedom.
![Editable CFC FIN FACT SERIES 1 [1080 X 1080] (1)_edited.jpg](https://static.wixstatic.com/media/fa0b80_19492bd85937441884fe70dd233c0791~mv2.jpg/v1/fill/w_980,h_709,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Editable%20CFC%20FIN%20FACT%20SERIES%201%20%5B1080%20X%201080%5D%20(1)_edited.jpg)
![Editable CFC FIN FACT SERIES 1 [1080 X 1080] (3) (1).png](https://static.wixstatic.com/media/fa0b80_26e849f710d0499b83bc751d7dee7e8f~mv2.png/v1/crop/x_138,y_125,w_872,h_887/fill/w_872,h_887,al_c,q_90,enc_avif,quality_auto/Editable%20CFC%20FIN%20FACT%20SERIES%201%20%5B1080%20X%201080%5D%20(3)%20(1).png)
The Takeaways
By the end of The Cashflow Canvas, you’ll have a fresh perspective and a precise understanding of your business’s financial health, plus all the tools you’ll need to take it to the next level.
So why wait? This is your chance to dial in your numbers. Your opportunity to defy the statistics and get on track for success. Your invitation to turn your numbers into a work of art and your budget into a masterpiece.
I've done this previously, but never really got it in the same way as today, so thank you!
Clear explanaitons in an easy-to-understand format, and I can retain what I've learned.
Incredible resources and information to take away.
I loved the easy-to-use tools.
The step-by-step approach makes it digestible and not overwhelming.
Clear explanations and great, simple examples made it easy to understand.
Our Certified
Cashflow Canvas
Coaches
At Cloud Business Services, we deliver certified Cashflow Canvas coaching to empower small business owners with financial clarity. Our team combines accounting expertise with a passion for teaching, making complex financial concepts accessible. Tanya and Sandra bring multiple professional designations and specialized experience to every coaching session. We focus on education rather than dependency—providing the tools to implement the Cashflow Canvas methodology in your business, transforming financial uncertainty into confident decision-making for sustainable growth.
Tanya Hilts
CPB, FCPB, CFCC, AIA
As a certified Cashflow Canvas Coach with multiple professional designations including CPB, FCPB, and AIA, Tanya combines almost 30 years of tax compliance, over 15 years of cloud accounting expertise with strategic cashflow management to help small business owners reverse engineer their numbers for sustainable growth and financial confidence. Her adopted approach to cashflow mastery has been recognized across North America, with partnerships including the Business Development Bank of Canada and Small Business Development Centers nationwide.
Sandra Byers
CPB, CFCC
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With eight years of specialized experience in cloud accounting technology and as a Certified Professional Bookkeeper, Sandra brings a wealth of practical knowledge to help small business owners transform complex financial data into actionable cashflow strategies that drive measurable business growth. Her client-centered approach and technical expertise ensure that every business owner not only understands their numbers but can confidently use them to make strategic decisions that secure their financial future.
Let’s revive your financial future together
Cloud Business Services
250 Sidney St
Belleville ON K8P 3Z3
Tel: 613-480-5024
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